The average rate for a 30-year fixed-rate mortgage fell to 3.5 percent, the lowest rate since 2016. "Mortgage rates are down one percent over the last year," Escobar said.
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An adjustable rate mortgage (ARM) is a good option because it provides greater buying power and lower monthly payments up front. After a pre-set period, the interest rate can then adjust annually, so your monthly payments will likely rise. Speak with your personal Kleberg mortgage specialist to determine if an ARM is right for you.
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